man signing auto insurance paperwork

Car insurance is necessary for anyone who drives, not just because it’s a legal requirement in Wisconsin but because it provides essential protection for you, your vehicle, and your finances. At Carnell Insurance Agency, we offer a range of auto insurance options that cater to different needs and budgets, ensuring you can find the right coverage.

Coverage Types

Auto insurance comes in several forms, each serving a specific purpose:

  • Liability Coverage:
    Mandatory in Wisconsin, this covers damages and injuries you cause to others if you’re at fault in an accident. Given the potentially high costs of accidents, it’s important to consider purchasing adequate coverage to ensure sufficient protection.

  • Collision Coverage:
    This covers damage to your vehicle from a collision, regardless of who is at fault.

  • Comprehensive Coverage:
     Protects against damage to your car from non-collision events such as theft, fire, or vandalism.

  • Uninsured/Underinsured Motorist Coverage:
    Essential for protecting you and your passengers against injuries caused by an uninsured or underinsured driver.

  • Medical Payments Coverage:
    This covers medical expenses for you and your passengers regardless of fault. It can help cover hospital visits, surgeries, and X-rays after an accident.

Customizing Your Policy

Enhance your automobile insurance with options like roadside assistance, rental reimbursement, and gap insurance. These add-ons provide extra security and convenience, ensuring your policy works harder for you.

Deductibles and How They Work

A deductible is the amount you agree to pay out of pocket before your insurance coverage kicks in after a claim. Choosing a higher deductible can lower your premium costs, but it also means more out-of-pocket expenses when you file a claim. To obtain full comprehensive and collision coverage on your vehicle, It’s essential to select a deductible amount you are comfortable with and can afford in case of an accident.

Why Choose Carnell Insurance Agency?

Selecting the right car insurance coverage is more than meeting state requirements; it’s about understanding your needs and finding a policy that fits. Whether insuring your first car or searching for better coverage at competitive rates, our agency is dedicated to helping you navigate your options and select a policy that provides the protection you need.

We’re committed to regularly reviewing your coverage to ensure it continues to meet your evolving needs. We’re here to answer your questions, provide support, and assist you with claims when needed.

cars in traffic

Get Protected Today

Don’t wait until you’re in an accident to think about your auto insurance. Contact Carnell Insurance Agency today to discuss your car insurance options and find a policy that offers the security and value you deserve. Let us help you drive with confidence, knowing you’re well-protected.